LoqateRouteurStable

Validate bank account (Loqate)

Validates an international IBAN or UK bank account and exposes available normalized banking information.

Vue d’ensemble

Validates an international IBAN or UK bank account and exposes available normalized banking information.

Exemple

Check a supplier IBAN before passing it to a payment process.

Decision routes

valid

Valide

Loqate considers the data valid.

Recommended actionContinue with the normalized value.
invalid

Invalide

Loqate considers the data invalid.

Recommended actionRequest a correction before continuing.
unsupported

Unsupported

The bank-account format or country is not supported by the selected validation mode.

Recommended actionUse another validation method or a manual journey.
unknown

Indeterminate

Loqate cannot produce a reliable conclusion.

Recommended actionDo not treat this result as valid by default.

Parameters 5

extension_config_idRequisref(extension_config:loqate)
Extension configuration used for this operation.
modeRequisenum
Bank-validation mode: international IBAN or UK bank account.
ibanOptionnelstring
IBAN to validate when international mode is selected.
sort_codeOptionnelstring
UK sort code when UK mode is used.
account_numberOptionnelstring
UK account number when UK mode is used.

Outputs 10

selected_routeenum
Business route chosen from the validation result.
validboolean
Whether Loqate considers the validated data valid.
modestring
Bank-validation mode actually used.
ibanstring
Normalized IBAN when available.
sort_codestring
Normalized sort code for a UK account.
account_numberstring
Normalized account number for a UK account.
bank_namestring
Bank name returned by Loqate when available.
bicstring
BIC associated with the account when available.
direct_debit_capableboolean
Whether the provider result indicates direct-debit capability.
resultLoqate bank account validation
Normalized Loqate response for the performed validation.

Behavior

The selected mode determines the expected fields. Loqate validates the structure and supported banking data, then routes the result.

Limits and responsibilities

  • Technical account validation does not prove account ownership.
  • direct_debit_capable reflects available provider information, not a direct-debit authorization.