Validate bank account (Loqate)
Validates an international IBAN or UK bank account and exposes available normalized banking information.
Vue d’ensemble
Validates an international IBAN or UK bank account and exposes available normalized banking information.
Exemple
Check a supplier IBAN before passing it to a payment process.
Decision routes
validValide
Loqate considers the data valid.
Recommended actionContinue with the normalized value.
invalidInvalide
Loqate considers the data invalid.
Recommended actionRequest a correction before continuing.
unsupportedUnsupported
The bank-account format or country is not supported by the selected validation mode.
Recommended actionUse another validation method or a manual journey.
unknownIndeterminate
Loqate cannot produce a reliable conclusion.
Recommended actionDo not treat this result as valid by default.
Parameters 5
extension_config_id
Extension configuration used for this operation.
mode
Bank-validation mode: international IBAN or UK bank account.
iban
IBAN to validate when international mode is selected.
sort_code
UK sort code when UK mode is used.
account_number
UK account number when UK mode is used.
Outputs 10
selected_route
Business route chosen from the validation result.
valid
Whether Loqate considers the validated data valid.
mode
Bank-validation mode actually used.
iban
Normalized IBAN when available.
sort_code
Normalized sort code for a UK account.
account_number
Normalized account number for a UK account.
bank_name
Bank name returned by Loqate when available.
bic
BIC associated with the account when available.
direct_debit_capable
Whether the provider result indicates direct-debit capability.
result
Normalized Loqate response for the performed validation.
Behavior
The selected mode determines the expected fields. Loqate validates the structure and supported banking data, then routes the result.
Limits and responsibilities
- Technical account validation does not prove account ownership.
direct_debit_capablereflects available provider information, not a direct-debit authorization.