Check credit availability (Ormuz Credit Management)
Compares an already-resolved effective limit, current exposure, and a requested amount to route approved or rejected.
Vue d’ensemble
Compares an already-resolved effective limit, current exposure, and a requested amount to route approved or rejected.
Exemple
Reuse projections already loaded in the process to decide whether an additional order fits within available capacity.
Decision routes
approvedCapacity available
The requested amount fits within capacity calculated from the effective limit and exposure.
Recommended actionContinue to granting or the financed operation when other business checks are satisfied.
rejectedInsufficient capacity
The requested amount exceeds calculated capacity.
Recommended actionReject, reduce the amount, seek another credit source, or route to review according to your policy.
Parameters 3
effective_credit_limit
Effective-limit projection already resolved for the company, currency, and expected calculation basis.
credit_exposure
Current company credit exposure, with amount projections and movement history.
requested_amount
Additional amount for which the process wants to check credit availability.
Outputs 1
credit_availability_check
Projection explaining available capacity and the approved/rejected decision for the requested amount.
Behavior
The node performs a deterministic check on the supplied projections and exposes a credit_availability_check documenting the calculation used.
Key point The credit ledger retains facts as movements. A correction produces a new explicit movement instead of silently rewriting a historical fact.
Limits and responsibilities
- Both projections must be consistent for the same company, currency, and calculation basis.
- The check records no credit movement; an
approvedresult must still be materialized bygrant_creditwhen the process actually grants authorization.