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Evaluate credit availability (Ormuz Credit Management)

Resolves the effective limit and current exposure, then checks in one step whether the requested amount fits within available capacity.

Vue d’ensemble

Resolves the effective limit and current exposure, then checks in one step whether the requested amount fits within available capacity.

Exemple

At checkout, directly evaluate a EUR 4,500 request without separately loading limit and exposure.

Decision routes

approved

Capacity available

The requested amount fits within capacity calculated from the effective limit and exposure.

Recommended actionContinue to granting or the financed operation when other business checks are satisfied.
rejected

Insufficient capacity

The requested amount exceeds calculated capacity.

Recommended actionReject, reduce the amount, seek another credit source, or route to review according to your policy.

Parameters 7

companyRequisCompany
Buyer company whose credit limit or exposure is read or modified.
currencyRequiscurrency code
ISO 4217 currency of the relevant limit or exposure.
basisRequisenum
Calculation basis for limit and exposure: amounts excluding or including tax. Compared values must use the same basis.
strategyRequisenum
Strategy for combining applicable limits: maximum keeps the highest, minimum the lowest, cumulative adds them.
requested_amountRequisamount
Additional amount for which the process wants to check credit availability.
sourcesOptionnelstring
Optional filter on limit origins to include in effective resolution.
atOptionneldate
Optional date at which to evaluate limit applicability; without a value, resolution uses the current date.

Outputs 3

effective_credit_limitEffective credit limit
Projection resulting from active/applicable limits after currency, basis, source, date, and combination-strategy filters.
credit_exposureCredit exposure
Current credit exposure after reading or applying the requested movement.
credit_availability_checkCredit availability check
Projection explaining available capacity and the approved/rejected decision for the requested amount.

Behavior

The node chains limit resolution according to the selected strategy, exposure reading, and capacity check; all three projections are available as outputs to explain the decision.

Key point The credit ledger retains facts as movements. A correction produces a new explicit movement instead of silently rewriting a historical fact.

Limits and responsibilities

  • The result is a deterministic evaluation at execution time, not a reservation movement.
  • Concurrency between evaluation and a later grant may change exposure; the step recording the fact remains authoritative.